Debit Card Features & Benefits

 

 

No RM50 Government Service Tax (GST)

Debit Card will not be charged RM50 GST.

 

ATM Cash Withdrawal

Withdraw cash locally and overseas from over 1 million ATM machines that display the logo MEPS, VISA, PLUS, MasterCard or Cirrus.

 

Payment Convenience

Make purchases at over 29 million VISA, MasterCard and MEPS merchants worldwide. You can also pay bills, transfer money and make purchases online.

*Based on standard industry practice, for any amount of petrol transactions, RM200 will be placed on hold for 3 days in your Hong Leong Current or Savings Account. Your account balance will be reduced by RM200 on hold and Cardholders will not be able to access this fund until the petrol transaction has been presented by the petrol companies to the Bank to make payment. After which, the amount will be released after deducting the actual petrol transaction.

 

 

Bonus Interest

Get higher interest on your Savings Account when you use your Debit Card with a minimum of RM30 in a single receipt for each swipe.

No. of Debit Card swipes in a month	Bonus Interest p.a.
1	0.12%
2	0.24%
3	0.36%
4	0.48%
>5	0.60%

Maximum Bonus Interest is capped at RM30 per month. Bonus Interest is applicable to all Debit Cardholders with Pay&Save Account or One Account (without overdraft) as the retail purchase account. Bonus Interest is calculated monthly based on Monthly Average Balance and credited on the 1st of the following month.

 

Flexibility of Account Selection

Choose to link your Debit Card to any Current or Savings Account of your choice and the account will be automatically debited when you make a purchase.

 

Discounts & Privileges

Enjoy Exclusive discounts from dining, shopping, travelling, and many more simply by swiping your Debit Card.

There's even more! Debit Cardholders get to enjoy all the discounts and privileges that is offered for Hong Leong Credit Card.

 

Security

In the event your Debit Card is lost or stolen, and if any unauthorised transactions have been made on your Debit Card, your losses will be limited to RM150*.Call our Contact Centre at 03-7626 8899 to assist you in blocking your Debit Card to prevent any misuse in case of it being lost or stolen.

*Provided you have exercised diligent care in safeguarding the Debit Card and promptly reported its loss to the Bank (For card loss in Malaysia) or the VISA Travel Service Centre or any member of MasterCard Worldwide or its nearest affiliates (For card loss overseas). Notification has to be made to the Bank via telephone, telegram, facsimile or e-mail and confirmation of the same has to be made in writing, accompanied by a police report.

It is important that you take all precautions to prevent Debit Card fraud, including safeguarding your Debit Card PIN/details; and have not acted fraudulently and/or unlawfully.

 

Better Financial Management

View your itemized monthly Debit Card statements online for FREE. Alternatively, you can request for hardcopy monthly statements (VISA) to be sent to the address recorded in the Bank's record at a nominal fee of RM2 per month.

Set your "Daily Retail Purchase Limit", "Withdrawal Limit" and "Online Purchase Limit" based on your comfort level (Capped at a maximum of RM5,000) via Hong Leong Connect, phone banking or visit any of our branches nationwide.

Purchases made with your Debit Card are withdrawn from your Current or Savings Account, helping you to spend within your means.